Disclaimer

This Disclaimer applies to MichaelLigon.com, including all pages, articles, case studies, examples, resources, opportunity pages, real estate pages, capital pages, business pages, strategic review pages, media pages, forms, submissions, links, and related communication paths.

By using this website, reading its content, submitting information, contacting Michael Ligon’s team, or relying on any page, example, story, or statement on this website, you acknowledge and agree to this Disclaimer.

The content on this website is provided for general informational, professional, educational, and business discussion purposes only. Nothing on this website should be relied upon as legal, financial, tax, accounting, investment, securities, real estate, mortgage, lending, construction, engineering, valuation, insurance, compliance, or professional advice.

No Legal, Financial, Investment, Tax, Or Professional Advice

Nothing on MichaelLigon.com is intended to provide legal advice, financial advice, investment advice, tax advice, accounting advice, securities advice, real estate advice, lending advice, mortgage advice, valuation advice, construction advice, engineering advice, or any other regulated professional advice.

Any visitor, property owner, investor, business owner, operator, capital partner, borrower, seller, buyer, partner, media representative, or other person reviewing this website should consult their own licensed attorneys, accountants, tax advisors, financial advisors, real estate professionals, mortgage professionals, engineers, surveyors, contractors, insurance professionals, and other qualified professionals before making any decision.

No content on this website should be used as a substitute for independent professional review.

No Guarantees

MichaelLigon.com makes no guarantees, promises, warranties, representations, or assurances of any kind regarding outcomes, results, profits, returns, funding, approvals, closings, valuations, purchase prices, sale prices, investment performance, business performance, project performance, loan terms, partnership terms, opportunity acceptance, response times, or any other result.

Past results, case studies, examples, stories, completed projects, professional experiences, or illustrative outcomes do not guarantee, predict, promise, or imply any future result.

Every property, business, investment opportunity, capital request, partnership proposal, strategic review request, private opportunity, and special situation is reviewed independently and may be accepted, rejected, ignored, declined, changed, delayed, or discontinued at any time for any reason or no reason.

Case Studies, Stories, And Examples

Case studies, stories, examples, references, illustrations, and scenario based content on this website may be based on real experience, real transactions, real conversations, real projects, real strategy discussions, or real professional observations. However, they may be anonymized, condensed, edited, modified, combined, reordered, paraphrased, or structured for privacy, clarity, legal protection, educational value, and public readability.

Names, locations, timelines, details, numbers, facts, roles, identifying information, parties, relationships, and circumstances may be changed, removed, simplified, generalized, or withheld to protect privacy, confidentiality, business relationships, sensitive details, legal considerations, family matters, transaction parties, investors, owners, companies, representatives, and other individuals or entities.

Case studies and examples are not intended to identify any specific person, company, property, family, heir, developer, lender, borrower, investor, partner, buyer, seller, contractor, employee, organization, or third party unless expressly stated in writing.

No person or entity should assume that any story, example, case study, or scenario describes them, their property, their company, their transaction, their family, their business, or their circumstances.

Case studies are provided to explain general strategic thinking, problem solving, structure, timing, risk, leverage, and decision making. They are not guarantees of future results and are not instructions for any person to act without independent professional guidance.

No Offer To Lend, Borrow, Invest, Sell Securities, Or Provide Financing

References on this website to capital, private capital, hard money style concepts, bridge style capital, collateral based lending concepts, business purpose capital, lending, funding, real estate investment capital, special situation capital, capital partnerships, or private lending concepts are general business discussion terms only.

Nothing on MichaelLigon.com is an offer, commitment, promise, approval, solicitation, advertisement, or guarantee to lend money, borrow money, arrange financing, provide funding, make an investment, sell securities, buy securities, provide mortgage financing, broker a loan, approve a borrower, fund a project, or enter into any financial transaction.

MichaelLigon.com does not offer consumer loans, personal loans, residential mortgage loans, owner occupied mortgage loans, home loans, consumer credit products, credit repair, debt relief, or personal financial products.

Any capital, lending, private lending, hard money style, bridge style, or funding related discussion referenced on this website is limited to potential private, business purpose, investment related, real estate investment related, or commercial context only, and only where lawful, appropriate, independently reviewed, privately discussed, and documented in a separate written agreement by the appropriate parties.

No person should interpret any website content as a loan approval, loan application, loan solicitation, mortgage solicitation, lending commitment, financing commitment, term sheet, rate quote, underwriting decision, credit decision, investment commitment, securities offering, or promise to provide capital.

No Consumer Mortgage Or Owner Occupied Lending

MichaelLigon.com is not intended for consumer mortgage lending, residential mortgage lending, home loan applications, owner occupied financing, consumer credit, personal residence financing, refinance applications, home equity lending, or any consumer purpose loan product.

Visitors should not submit consumer mortgage applications, owner occupied loan requests, personal financial applications, consumer credit requests, Social Security numbers, full bank statements, full tax returns, credit reports, medical information, or other unnecessary sensitive personal information through this website.

Any financing, capital, or lending related conversation that may occur outside this website must be reviewed separately, privately, and only where legally appropriate.

No Securities Offering Or Investment Solicitation

Nothing on this website is intended to constitute an offer to sell, offer to buy, solicitation of an offer to buy, recommendation, endorsement, investment advisory service, securities offering, private placement, fund offering, broker dealer activity, investment adviser activity, crowdfunding offer, or public investment solicitation.

Any investment, capital partnership, private opportunity, business opportunity, or related discussion may require separate legal, tax, financial, securities, and compliance review. No person should rely on this website to make an investment decision.

Any actual investment, partnership, funding, acquisition, sale, or capital transaction would require separate written documentation, due diligence, professional review, and approval by the appropriate parties.

No Advisory, Fiduciary, Agency, Partnership, Or Representation Relationship

Use of this website, reading content, submitting a form, requesting review, sending documents, discussing an opportunity, or communicating with Michael Ligon’s team does not create an advisory relationship, fiduciary relationship, attorney client relationship, accountant client relationship, broker relationship, lender borrower relationship, borrower representative relationship, real estate representation relationship, agency relationship, partnership, joint venture, employment relationship, confidential relationship, or any other professional relationship.

No such relationship exists unless and until a separate written agreement is fully executed by the appropriate parties.

No Obligation To Respond, Review, Accept, Or Act

Submitting an opportunity, property, business, investment proposal, capital request, strategic review request, media request, partnership idea, document, photo, link, or message does not create any obligation to review, respond, reply, evaluate, accept, fund, buy, sell, partner, advise, represent, negotiate, keep confidential, or take any action.

Michael Ligon, Michael Ligon’s team, and related parties may ignore, decline, reject, delete, archive, forward, route, or respond to submissions at their sole discretion.

Response is not guaranteed. Review is not guaranteed. Confidentiality is not guaranteed unless a separate written confidentiality agreement has been executed by the appropriate parties.

Opportunity Review Is Case By Case

Every property, business, investment, capital request, partnership, special situation, strategic review request, private opportunity, media inquiry, and professional introduction is unique.

Any review may consider factors including timing, location, ownership, risk, facts, documents, legal constraints, capital structure, collateral, market conditions, people involved, title issues, access, zoning, condition, construction, operating performance, financial information, exit path, business purpose, regulatory concerns, reputation risk, communication quality, and overall fit.

No website statement guarantees that any opportunity will be accepted, pursued, funded, purchased, reviewed, introduced, structured, negotiated, or completed.

Equal Opportunity And Non Discrimination

MichaelLigon.com is intended to receive and route professional inquiries based on the facts, fit, legality, timing, risk, structure, opportunity quality, business purpose, and relevant decision criteria of each situation.

Decisions are not intended to be based on race, color, religion, sex, national origin, age, disability, familial status, sexual orientation, gender identity, veteran status, marital status, or any other status protected by applicable law.

Nothing on this website is intended to discourage any person from exercising legal rights or seeking independent professional guidance.

Real Estate Content

Real estate content on this website may discuss investment properties, inherited properties, probate related situations, distressed properties, development path properties, land, rentals, DSCR rental strategy, hidden value, off market properties, value add properties, strategic acquisition, title issues, land assemblage, development pressure, negotiations, and other real estate related topics.

This content is general information only. It is not legal advice, title advice, appraisal advice, brokerage advice, engineering advice, surveying advice, zoning advice, construction advice, tax advice, mortgage advice, or investment advice.

Property owners, heirs, investors, buyers, sellers, developers, lenders, and other parties should consult their own qualified professionals before making real estate decisions.

Property Values, Offers, And Transaction Terms

Any discussion of value, pricing, offers, purchase structure, deal terms, financial outcome, renovation cost, resale value, rental strategy, development value, land value, or investment potential is informational only and may not apply to any other property or situation.

Property values and transaction terms can be affected by market conditions, property condition, title status, zoning, access, occupancy, liens, repairs, timing, financing, legal restrictions, buyer demand, seller expectations, and many other factors.

No value, price, offer, estimate, projection, analysis, or example on this website is guaranteed.

Business, Venture, And Strategic Review Content

Business, venture, boardroom, operating, AI, technology, strategy, partnership, acquisition, growth, and strategic review content on this website is general information only.

Nothing on this website guarantees business growth, revenue improvement, operational improvement, scalability, acquisition success, capital access, partnership success, exit value, customer growth, valuation, profitability, or any other business result.

Any business owner, operator, executive, investor, founder, partner, board member, or stakeholder should conduct independent due diligence and consult qualified legal, tax, accounting, financial, technology, operations, and business professionals before acting.

AI, Technology, Automation, And Systems Content

Any discussion of artificial intelligence, automation, software, technology systems, internal workflows, operating systems, data, tools, or business process improvement is informational only.

Technology and AI related content does not guarantee performance, security, compliance, business improvement, cost savings, accuracy, uptime, legal compliance, privacy compliance, or suitability for any particular use.

Organizations should conduct their own technical, legal, privacy, security, compliance, and operational review before implementing any technology, AI, automation, or systems related idea.

Public Markets, Trading, And Investment Commentary

Any public markets, trading, stock market, risk, timing, price action, capital allocation, or market commentary on this website is provided for general informational purposes only.

Nothing on this website is financial advice, trading advice, investment advice, securities advice, or a recommendation to buy, sell, short, hold, trade, or invest in any security, asset, company, instrument, fund, cryptocurrency, commodity, or market.

Trading and investing involve risk, including possible loss of principal. Visitors should consult qualified financial, legal, tax, and investment professionals before making any investment or trading decision.

Media, Publications, Books, And Public References

This website may reference media appearances, publications, articles, books, interviews, profiles, public platforms, external websites, social media pages, author pages, company pages, and other public references.

External references may change, be removed, become outdated, contain errors, or be controlled by third parties. MichaelLigon.com is not responsible for the accuracy, availability, security, policies, statements, or actions of third party platforms or external websites.

Public references are provided for context only and should not be interpreted as endorsement, guarantee, proof of future results, or professional advice.

Accuracy, Timeliness, And Content Updates

MichaelLigon.com may contain information that changes over time. Content may become outdated, incomplete, inaccurate, superseded, revised, removed, or updated without notice.

No guarantee is made that any page, statement, example, link, form, reference, topic, opportunity description, company reference, market comment, case study, resource, or contact path is complete, accurate, current, or suitable for any particular purpose.

Visitors are responsible for verifying all information before relying on it.

External Links And Third Party Resources

This website may link to third party websites, forms, profiles, publications, media pages, social platforms, books, company websites, articles, tools, and other external resources.

External links are provided for convenience and context only. MichaelLigon.com does not control and is not responsible for third party websites, third party content, third party policies, third party security, third party availability, third party claims, or third party actions.

Visiting external links is done at the user’s own discretion and risk.

Submitted Information And Confidentiality

Visitors should not submit confidential, proprietary, privileged, restricted, sensitive, personal, financial, medical, third party, trade secret, or legally protected information unless they have authority to do so and a separate written agreement has been executed by the appropriate parties.

Submitting information through this website does not create a confidentiality obligation, nondisclosure obligation, fiduciary duty, advisory duty, representation duty, or any other duty unless separately agreed in writing.

Submissions may be reviewed, routed, stored, deleted, archived, forwarded, or used as described in the Privacy Policy and Terms And Conditions.

Forward Looking Statements And Projections

Some content may discuss potential outcomes, future possibilities, market direction, growth, strategy, timing, investment logic, business improvement, development potential, or opportunity structure.

These statements are inherently uncertain and should not be treated as promises, guarantees, projections, warranties, or assurances of future performance.

Actual results may differ materially due to facts, risks, timing, execution, market conditions, legal requirements, financing conditions, property condition, management decisions, and other factors.

Assumption Of Risk

Visitors use this website, submit information, click links, review content, and communicate through this website at their own discretion and risk.

To the fullest extent permitted by law, Michael Ligon, MichaelLigon.com, related entities, representatives, team members, owners, officers, partners, affiliates, service providers, and related parties disclaim liability for reliance on website content, errors, omissions, delays, losses, damages, decisions, missed opportunities, business outcomes, financial outcomes, investment outcomes, legal outcomes, tax outcomes, real estate outcomes, lending outcomes, technology outcomes, or any other consequence connected to use of this website.

No Warranties

MichaelLigon.com is provided on an as is and as available basis. No warranties of any kind are made, whether express, implied, statutory, or otherwise.

This includes, without limitation, warranties of accuracy, completeness, reliability, merchantability, fitness for a particular purpose, non infringement, security, availability, uninterrupted operation, error free operation, or suitability for any visitor’s needs.

Limitation Of Liability

To the fullest extent permitted by law, Michael Ligon, MichaelLigon.com, related entities, affiliates, owners, officers, representatives, team members, service providers, advisors, and related parties shall not be liable for any direct, indirect, incidental, consequential, special, punitive, exemplary, economic, business, financial, reputational, property, investment, legal, tax, or other damages arising from or connected to use of this website, reliance on website content, submitted information, external links, communication, missed opportunities, or any related matter.

Indemnification

By using this website or submitting information, you agree to be responsible for your own actions, submissions, decisions, reliance, and use of the site.

To the fullest extent permitted by law, you agree to hold harmless Michael Ligon, MichaelLigon.com, related entities, affiliates, representatives, team members, service providers, advisors, and related parties from claims, losses, disputes, liabilities, damages, costs, or expenses arising from your use of the website, your submissions, your reliance on content, your violation of these terms, or your interaction with third party links or services.

Relationship To Other Site Policies

This Disclaimer should be read together with the Privacy Policy and Terms And Conditions. If there is any inconsistency between this Disclaimer and another site policy, the broadest protective interpretation should apply to the fullest extent permitted by law.

Changes To This Disclaimer

This Disclaimer may be updated from time to time without notice. Updates may be posted on this page with a revised effective date.

Continued use of the website after updates are posted means you accept the updated Disclaimer.

Contact

For questions about this Disclaimer or professional communication related to this website, contact Michael Ligon’s team through the contact page.

Contact Michael Ligon’s Team

Effective Date: June 20, 2026